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8 guides

Health insurance & care

Marketplace plans, employer coverage, Medicaid and Medicare, deductibles and copays, and what to do about a surprise medical bill.

How to appeal a denied insurance claimA denial is a first-pass decision, often automated, and you have a legal right to have it reviewed — including by someone outside …13 minverified 2026-08-04
How to enroll in a Marketplace health planThe Marketplace has one enrollment window a year and a set of life events that unlock others. How open enrollment works, who quali…12 minverified 2026-08-04
How to enroll in MedicareSome people are enrolled automatically and some are not, and the difference decides whether you pay a penalty for the rest of your…10 minverified 2026-08-04
How to find a doctor in the USAFinding a doctor in America is less about finding a good one than finding one your plan will pay for and who is taking new patient…12 minverified 2026-08-04
How to find affordable healthcare without insuranceCommunity health centers charge by income, Medicaid has no enrollment window, prescription prices vary wildly between pharmacies f…9 minverified 2026-07-31
How to lower prescription drug costsThe same medicine can cost four different amounts on the same day depending on the pharmacy, the plan tier and whether you use ins…12 minverified 2026-08-04
How US health insurance actually worksPremium, deductible, copay, coinsurance, out-of-pocket maximum, network. Six terms that decide what you actually pay, explained in…10 minverified 2026-07-31
What to do about a surprise medical billNever pay a medical bill on first receipt. The No Surprises Act bans most out-of-network emergency billing, hospital charity care …9 minverified 2026-07-31
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